One Platform. Nine Products.
Everything a service business needs — diagnostics, CRM, time tracking, finance, operations, HR, content, courses, and referrals.
Your Complete Financial Operations Platform — Built for Service Companies
Invoicing, payments, subscriptions, budgeting, cash flow forecasting, and reporting — all in one system. Replace QuickBooks and 5 other tools.
Managing Finances for Service Companies Is Broken
Tool Sprawl
QuickBooks for accounting, Stripe for payments, Excel for budgets, separate invoicing tool, expense tracker. Data never syncs.
No Runway Visibility
You have to manually calculate how long your cash will last. By the time you notice a problem, it may be too late.
Manual Work
Categorizing expenses, chasing payments, reconciling transactions, generating reports — all manual, time-consuming work.
One System for All Financial Operations
Invoicing, payments, subscriptions, expenses, budgeting, cash flow forecasting, and reporting — all unified.
Invoices & Billing
Manage both accounts receivable (customer invoices) and accounts payable (vendor bills) in one unified system.
- Create professional invoices with line items
- Send invoices via email with payment links
- Track invoice status: sent, viewed, paid
- Recurring billing for subscriptions
- Automated payment reminders
- Multi-currency support
Everything You Need to Manage Finances
From invoicing to cash flow forecasting to scenario modeling — one unified platform for all financial operations.
Bill
Invoicing (AR & AP)
Create customer invoices and manage vendor bills in one unified system. Track status from draft to paid.
Recurring Billing
Set up recurring invoices for subscriptions. Auto-generate invoices weekly, monthly, quarterly, or annually.
Payment Processing
Accept payments via Stripe. Send payment links, process cards, handle subscriptions, and auto-allocate to invoices.
Track
Expense Tracking
Categorize expenses, link to vendors, attach receipts, and track against budgets. Hierarchical categories with parent-child relationships.
Revenue Analytics
Track revenue by customer, category, and project. Generate monthly income statements with revenue and expense breakdowns.
Customers & Vendors
Manage customers and vendors with payment history, contracts, performance metrics, and credit management.
Plan
Budgeting
Create annual budgets, allocate by department/team/value stream, track actuals vs. budget, and perform variance analysis.
Cash Flow Forecasting
Calculate runway, track burn rate (3mo and 6mo), project zero-cash date, and generate 12-month forecasts.
Scenario Modeling
Model burn reductions, hiring, revenue changes, and funding rounds. See impact on runway before making decisions.
Built for Service Companies — Not Retail
Money is purpose-built for agencies, consultancies, and service businesses. Not another bloated accounting tool.
Dual Invoice System
Manage both accounts receivable (customer invoices) and accounts payable (vendor bills) in one unified interface. No more switching between tools.
Real-Time Runway
Know exactly how many months of operating cash you have left. Runway is calculated automatically and shown on every dashboard. Set alerts when it drops below thresholds.
Scenario Modeling
Model the financial impact of decisions before making them. See how burn reductions, hiring, or revenue changes affect your runway and zero-cash date.
Multi-Dimensional Budgeting
Allocate budgets by department, team, AND value stream simultaneously. Track actuals vs. budget with variance analysis. Three budget models supported: fixed, percentage-based, and zero-based.
Integrated with Your CRM
Customers sync with Hub contacts. Revenue events feed analytics. Deal pipeline revenue is attributed. Everything stays in sync without manual work.
Built for Service Companies of All Sizes
Agencies, consultancies, startups, and service companies use Money to replace QuickBooks and 5 other tools.
Startup CFO
Track runway, model scenarios, and generate investor reports without hiring a bookkeeper.
Agency Owner
Invoice clients, track project profitability, manage vendor bills, and forecast cash flow in one system.
Consultancy Finance Lead
Manage subscriptions, track recurring revenue (MRR/ARR), handle payment failures, and automate billing.
Service Company Founder
Replace QuickBooks with a modern system built for services. No more inventory, manufacturing, or retail features you will never use.
Frequently Asked Questions
What is Machine Money?
Machine Money is a complete financial operations platform for service companies. It handles invoicing, payments, subscriptions, expenses, budgeting, and financial reporting — replacing QuickBooks, Xero, and separate billing tools with one unified system.
Does Money replace QuickBooks?
Yes, for service companies. Money handles everything you need — invoices (AP & AR), expenses, bank accounts, budgeting, cash flow forecasting, and financial reporting. If you need inventory management or manufacturing features, QuickBooks may still be needed.
How does invoice management work?
Money handles both accounts receivable (customer invoices) and accounts payable (vendor bills) in one unified system. Create invoices, send to clients, track payments, set up recurring billing, and automate payment reminders — all from one dashboard.
Can I accept payments through Money?
Yes. Money integrates with Stripe for payment processing. Send payment links with invoices, accept credit cards, set up recurring subscriptions, and automatically allocate payments to invoices. All payment data syncs to your financial reports.
How does budgeting work?
Create annual budgets, allocate by department, team, or value stream, track actuals vs. budget monthly, and get variance analysis. Money supports three budget models — fixed allocation, percentage-based, and zero-based budgeting.
What is runway calculation?
Runway is how many months of operating cash you have left. Money calculates it automatically by dividing your current cash balance by your average monthly burn rate (tracked over 3 and 6-month periods). You see runway on every dashboard and get alerts when it drops below thresholds.
Can I model different scenarios?
Yes. Scenario modeling lets you project the impact of decisions before making them. Model burn reductions, hiring, revenue changes, funding rounds, or custom scenarios. See how each scenario affects runway, burn rate, and zero-cash date.
Does Money integrate with my bank?
Yes, via Plaid. Connect your bank accounts for automatic transaction imports, real-time balance updates, and transaction categorization. Money supports multiple bank accounts and multi-currency balances.
Replace QuickBooks. Start Managing Your Finances.
Invoicing, payments, subscriptions, budgeting, cash flow forecasting, and reporting — all in one system. Built for service companies.